Choose a Vehicle
Shop new Chevrolet and pre-owned vehicles available through Olson Automotive.
Finance Center
Finance Center
Auto Financing & Chevrolet Lease Options in Hutchinson and Redwood Falls, MN
Compare financing and leasing options, estimate your payment, value your trade, and apply online with Olson Automotive. Lease options are available on qualifying new Chevrolet models.
Choose Your Path
Should I Finance or Lease a Vehicle?
Olson Automotive offers traditional financing for qualifying new and pre-owned vehicles and lease options on qualifying new Chevrolet models. The right choice depends on how long you plan to keep the vehicle, your expected mileage, your ownership goals, and the programs currently available.
| Consideration | Vehicle Financing | Chevrolet Leasing |
|---|---|---|
| Eligible vehicles | Qualifying new and pre-owned vehicles | Qualifying new Chevrolet models only |
| Ownership | The vehicle becomes yours after the loan is satisfied. | At lease end, you may return, purchase, or replace the vehicle according to the agreement. |
| Mileage | No contractual lease mileage allowance | Mileage limits and excess-mileage charges may apply. |
| Customization | Generally offers more flexibility after purchase | Modifications may be restricted by the lease agreement. |
| Long-term use | May fit drivers who plan to keep a vehicle for many years. | May fit drivers who prefer changing to a newer Chevrolet more often. |
| End of term | The loan ends after the final required payment. | Review return, purchase, or replacement options in the lease agreement. |
Plan Your Budget
Estimate Your Auto Loan Payment
Enter an estimated vehicle price, down payment, trade information, taxes and fees, APR, and term. This tool estimates a traditional vehicle loan payment. It does not calculate a lease payment or provide a financing offer.
Estimated Monthly Payment
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Estimated amount financed
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Estimated total of loan payments
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Enter an estimated APR to calculate a payment.
Calculator disclosure: Results are estimates for educational purposes only and do not represent an application, approval, offer, or commitment to lend. Actual APR, payment, amount financed, taxes, fees, trade value, payoff, products, lender terms, and vehicle eligibility vary. Lease payments are calculated differently and may include residual value, mileage allowance, lease term, applicable rate, incentives, taxes, fees, and amounts due at signing.
Four Simple Steps
How Financing Works at Olson Automotive
Start online and choose the Olson Chevrolet location that works best for you. An Olson finance professional can then review available lender and program options based on the application and selected vehicle.
Estimate Your Budget
Compare price, down payment, trade equity, estimated APR, and loan term.
Submit an Application
Apply through the secure Hutchinson or Redwood Falls finance application.
Review Available Options
Review qualifying terms, payments, required documents, and optional products before deciding.
New Chevrolet Models
Chevrolet Lease Options in Minnesota
Olson Chevrolet offers lease options on qualifying new Chevrolet cars, trucks, and SUVs at our Hutchinson and Redwood Falls locations. Available models, lease terms, mileage allowances, payments, and amounts due at signing vary by current program, vehicle, applicant, and location.
Choose a Qualifying New Chevrolet
Lease eligibility varies by model, inventory, program, and location. Pre-owned vehicles are not available for lease through this page.
Review Term and Mileage
Compare the lease term, mileage allowance, estimated payment, amounts due at signing, and other agreement requirements.
Understand Your Options
Depending on the lease agreement, you may return the Chevrolet, purchase it, or explore another qualifying new model.
Lease disclosure: Lease options are available on qualifying new Chevrolet models only. Eligibility, term, mileage allowance, amount due at signing, payment, taxes, fees, credit approval, vehicle availability, excess wear, excess mileage, disposition, purchase option, and other conditions vary. Review the applicable lease agreement and contact Olson Chevrolet for complete details.
Your Current Vehicle
How Does a Trade-In Affect Financing or Leasing?
Positive trade equity may reduce the amount financed or be applied toward a transaction. If the trade payoff is greater than the appraised value, the remaining balance may affect the new loan or lease structure, subject to lender or lessor approval.
Application Information
Financing Options for Different Credit Situations
Olson Automotive works with participating lenders to explore available financing options. Approval is not guaranteed and depends on lender requirements, credit history, income, debt obligations, vehicle selection, down payment, and other factors.
First-Time Buyers
Applicants establishing vehicle credit may be asked for additional documentation or a qualified co-applicant.
Established Credit
Available APR and terms depend on the complete application, selected vehicle, lender, and current program.
Rebuilding Credit
Vehicle choice, down payment, income, and lender requirements may affect available options.
Limited Credit History
A lender may consider employment, income, housing history, and other application details.
Previous Bankruptcy
Eligibility and required documentation vary by lender, bankruptcy status, and individual circumstances.
Co-Applicant Financing
A qualified co-applicant may be considered as part of the application, subject to lender approval.
Optional Coverage
Vehicle Protection Products
Protection products are separate from the vehicle price and financing decision. Review each product agreement, cost, coverage, exclusions, limitations, cancellation provisions, and refund terms before purchasing.
Vehicle Service Contracts
A vehicle service contract is an optional product that may pay for specified repairs or services under the contract terms. Coverage, exclusions, deductibles, eligibility, expiration, cancellation, and refund provisions vary by plan.
GAP
GAP is an optional product intended to cover or waive some or all of the difference between the amount owed and the amount paid by the primary insurer if a covered vehicle is stolen or declared a total loss. Terms, limits, exclusions, eligibility, cancellation, and refunds vary by agreement.
Prepaid Maintenance
A prepaid maintenance plan may cover specified scheduled services for a defined time or mileage. Included services, participating locations, exclusions, transferability, expiration, cancellation, and refund terms vary by plan.
Manufacturer Warranty
A manufacturer warranty is provided under the vehicle manufacturer's written terms. It is different from an optional service contract or maintenance plan purchased separately.
GAP, vehicle service contracts, prepaid maintenance plans, and other protection products are optional and are not required to obtain financing. Purchasing an optional product may increase the amount financed, monthly payment, and total amount paid. Refer to the product agreement for complete terms.
Prepare to Apply
What May I Need to Apply for Auto Financing?
Individual lenders may request different information or documentation. Having the following items available can help the application process move more smoothly.
- Valid driver's license or government-issued identification
- Current address and contact information
- Employment and income information
- Insurance information
- Trade-in registration and payoff information, if applicable
- Co-applicant information, when applicable
Choose a Location
Visit an Olson Automotive Finance Department
Select the Olson Chevrolet location that is most convenient for your application, inventory search, questions, or dealership visit.
Olson Chevrolet of Hutchinson
525 Hwy 7 EHutchinson, MN 55350
Olson Chevrolet
1300 E Bridge StRedwood Falls, MN 56283
Common Questions
Auto Financing and Chevrolet Leasing FAQs
These general answers explain common financing and leasing topics. Final terms depend on the selected vehicle, application, lender or lessor, current program, and agreement.
Can I apply for financing before choosing a vehicle?
Yes. You may submit a finance application before selecting a specific vehicle. Any approval, APR, payment, term, and amount financed still depend on the final vehicle, lender requirements, program eligibility, and completed transaction.
Can I finance a pre-owned vehicle?
Financing may be available on qualifying pre-owned vehicles. Available APR, term, down payment, and lender requirements may depend on the vehicle's age, mileage, value, and the applicant's qualifications.
Can I lease a vehicle from Olson Automotive?
Lease options are available on qualifying new Chevrolet models through Olson Chevrolet in Hutchinson and Redwood Falls. Eligibility, payment, term, mileage allowance, and amounts due at signing vary by model, program, applicant, and location.
Are pre-owned vehicles available for lease?
No. The lease options described on this page apply to qualifying new Chevrolet models only. Qualifying pre-owned vehicles may be purchased with cash or financed, subject to approval.
How much should I put down on a vehicle?
There is no single down payment amount that works for every customer. A larger down payment may reduce the amount financed, monthly payment, and total interest paid, while any required amount depends on the vehicle, lender, applicant, and program.
How does my trade-in affect my monthly payment?
Positive trade equity may reduce the amount financed, which may lower the payment. If the payoff is greater than the trade value, the remaining balance may affect the new transaction and requires lender or lessor approval.
What is the difference between APR and interest rate?
The interest rate is the cost of borrowing principal. APR is a broader annualized measure that may include the interest rate and certain finance charges, helping customers compare the cost of credit.
How do Chevrolet lease mileage limits work?
A lease agreement includes an allowed mileage amount. Additional charges may apply when the vehicle is returned with mileage above that allowance. Review the agreement's mileage limit and excess-mileage terms before signing.
Can I purchase my Chevrolet at the end of the lease?
Many lease agreements include a purchase option. The purchase amount, fees, timing, eligibility, and process are determined by the specific lease agreement and lessor.
What happens when I still owe money on my trade?
The dealership will compare the estimated payoff with the vehicle's appraised value. If the payoff is higher, the remaining balance may be included in the new transaction when permitted and approved, which can increase the amount financed and total cost.
Are GAP or service contracts required for financing?
No. GAP, vehicle service contracts, prepaid maintenance plans, and other protection products are optional and are not required to obtain financing. Product costs and terms should be reviewed separately before purchase.
How long does the vehicle financing process take?
Timing varies by lender, application completeness, applicant availability, selected vehicle, and whether additional documentation is requested. An Olson finance professional can provide an update after the application has been submitted.
Start at the Right Store
Ready to Explore Your Options?
Choose Hutchinson or Redwood Falls to begin a secure finance application, or browse current inventory and Chevrolet offers before applying.
Information notice: Content is provided for general educational purposes and is not financial, tax, or legal advice. Financing and leasing approval, APR, term, payment, amount due at signing, mileage allowance, vehicle eligibility, lender or lessor requirements, and other conditions vary. Information last updated July 2026. Contact Olson Automotive for current details.